Tuesday, March 13, 2012

Common questions and answers about insurance for roof damage in Louisville KY


Damaged roof due to storms is always a big problem. Webelieve people should understand what to so we have included some of the most frequently asked questions and their answers in an effort to help the public gain better understanding about this type of situation.

Q.  I need help to repair my roof and I heard I can get insurance for roof damage. Is there any truth to this one?

A.  Yes it is true you can get insurance claims when your roof gets damaged by a storm. Roofing professionals can assist you in handling roof repairs from storm damage and insurance claims.

Replacement or repair?

Q.  My roof was damaged due to high winds because of a tornado. I don’t know whether it needs total replacement or just repair on some parts. How will I know which is which?

A. This is a very good question. The first thing you need to do is to report the damage to your insurance carrier. Your insurance carrier will require a written estimate on the damage and repair costs. Next, contact a roofing contractor to assess the damage. The roofing contract can provide you with a written estimate.

To climb or not to climb?

Q.  I would like to know what to expect about repair costs and insurance claim amounts. Should I climb up the roof to survey the damage?

A.  You don’t have to. If you’re not familiar with roofing, it may even be risky for you. It is best to call a local roofing expert to do the climbing and assessment for you. With our experience, we can easily do the assessment of damage caused by tornado or hail on your roof.


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